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September 2nd 2016

Switch and save on your health insurance

We’re fortunate to have private health insurance as an option in this country, rather than an essential. Fast track appointments, accessible specialist treatments, and flexibility on appointments and visiting times are some of the reasons that people choose to take out private medical insurance. If you’ve been with the same provider for some time, you […]

September 1st 2016

Risk aversion for your business, explained

Picture a weighing scale. On the one side is fear of financial loss, on the other hope of financial gain. Let’s say you have £50,000 which can be invested with equal likelihood of a return of £0 or £100,000 in one year’s time. The amount you stand to lose or gain is equal, so do […]

August 26th 2016

Second increase in a year for Insurance Premium Tax

No sooner had we gotten used to the increased IPT rate of 9.5%, up from the 6% introduced in 2011, do we find that it’s going up again, albeit by less than the 3% predicted. Why does IPT exist? Insurance Premium Tax was introduced in 1994 at a rate of 2.5%. Insurance is exempt from […]

August 25th 2016

Your go-to insurance person

Insurance is one of life’s little inevitabilities for a great many of us, like booking your car in for an MOT, visiting the dentist, or filling out a tax return. It’s one of those things that comes round and round, giving even the most spontaneous people an essential routine that can’t be avoided no matter […]

August 18th 2016

Insurance translated

ADDENDUM (or ENDORSEMENT): This document sets out in writing any agreed alterations to an insurance contract. ADJUSTER: A person who investigates and assesses claims on behalf of insurers ALL RISKS: A type of insurance that covers any accidental loss or damage, unless the cause is specifically excluded from the policy. ASSURANCE: Sometimes used instead of […]

August 17th 2016

Emerging company? Show strength in your insurance

As a new business, you’ll be focused on how you’re going to pack a punch to ensure your name, product and/or service is getting known. But much of your future success is going to rest on the ability to step back as much as push forward, and this is certainly true when it comes to […]

August 16th 2016

Training to be the next Olympian? You’d better make sure you’re insured

The Rio Olympics are shining a spotlight on the best and most successful athletes in the world as they compete to win Gold medals for themselves and for the country. However it’s not always world records that get shattered, as illustrated by French gymnast Ait Said’s bone-breaking injury. Injuries such as this can spell the […]

August 16th 2016

Introducing Blockchain

It may be a bit premature to officially introduce the technology which supports Bitcoin, but the impact that Blockchain could have on economy, security, and even diamond warfare are too hard not to get excited about. Used as a method of recording data, Blockchain creates a digital ledger of any important information which needs to […]

July 28th 2016

Is Your Business Ready for Pokemon Go?

A new app craze is sweeping the globe, and your business could get caught up in it – either to its advantage or detriment. Unless you’ve been on holiday for the past few weeks you’ve probably heard of Pokemon Go, the latest craze sweeping the nation – in fact, you’ve probably heard about it even […]