Archive Category: Business Insurance
May 11th 2017

What does cyber insurance do and how much does it cost?

If you’re coming to the conclusion that cyber breaches and criminal attacks on IT systems are something you’d like to pre-empt and prepare for, then there’s no time like the present. Get an insight and a price on cyber insurance with leading provider Hiscox, trusted by Hine Chartered Insurance Brokers.

May 8th 2017

Sir Tim Berners-Lee voices concern about internet privacy violations

Sir Tim Berners-Lee has given a series of interviews in which he has criticised how the internet has developed, condemning user privacy risks and harmful advertising practices. The man credited with inventing the internet in 1989 said it can be “ridiculously revealing”, telling The Guardian that the Trump administration’s decision to allow internet service providers […]

April 28th 2017

How to manage a product recall

From dangerous levels of bacteria in a well-known facial cleansing product to exploding smartphones, the reasons behind a product recall have almost no boundaries. What’s more, because of constantly changing regulation both at home and abroad, manufacturers are having to pull back more products to the drawing board than ever. Insurance that works to protect […]

April 26th 2017

Do you know about the new speeding penalties?

The HM Treasury will soon be receiving more on top of the £45 million it scooped in a four-year period, courtesy of the mistakes of others on the road. Over 100,000 speeding fines are issued every year, and a recent magistrate review will now see the worst offenders having to pay 50% more. Those caught […]

April 25th 2017

Just under 6 weeks until 12% Insurance Premium Tax

Amid reports that car insurance premiums have seen an 8% increase in six months, the new rate of Insurance Premium Tax (IPT) is only weeks away from coming into force. Taking effect from the 1st June, the new figure of 12% is estimated to add £51 to the average household’s bills, with an increase on […]

April 4th 2017

First aid training is vital for manufacturers

Accidents happen, but the manufacturing sector is exposed to a significantly higher risk of personal injury at work than other industries. Each year, around 3% of manufacturing industry workers suffers an illness they believe to be work related. First aid is a vital skill in all workplaces, and its place in your manufacturing business’s office, […]

March 22nd 2017

Identity fraud reached record levels in 2016

Reports of identity theft reached their highest levels yet in 2016, says fraud prevention organisation Cifas. They have warned that young people are a growing target for fraudsters, with the number of victims aged under-21 rising by a third from the previous year. There were 172,919 incidents of identity theft last year, representing 53.3% of […]

March 8th 2017

All work and no pay: Volunteering law

If your organisation or charity benefits from the assistance of volunteers, you’ll know how gratefully received their help can be. Giving up their time and effort to work for you, volunteers can gain experience and personal gratification – but without pay, they are not classed as employees. Badly worded volunteer agreements can inadvertently act as […]

February 14th 2017

Could your car insurance premium be set to increase by 50%?

Drivers are being warned that car insurance premiums could be set to soar by as much as 50% if plans to increase compensation payouts get the green light. Law firms which specialise in injury compensation, often referred to as ‘ambulance chasers’, are lobbying minsters to oblige insurers to give bigger payouts to victims of serious […]